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Christmas came early for a bunch of lucky Walmart customers … because Tyler Perry just picked up their tabs.

Sources close to the situation tell TMZ … the famous actor and filmmaker wrote a couple big checks to 2 Atlanta area Walmart’s Thursday, to cover the cost of outstanding layaway items that were registered at the stores as of this morning.

We’re told Perry dropped $178k at one store in ATL and another $256k at a nearby store in Douglasville.

All the customers have to do to collect their outstanding items is pay a penny at pickup … as Tyler just explained in a video about the awesome gesture.